Introduction
For thousands of Indian students, Canada remains one of the most attractive study destinations. Its high-quality education system, multicultural environment, and post-study work opportunities make it a top choice.
However, the reality on the ground is becoming increasingly difficult. One of the biggest hurdles international students — especially from India — face in 2025 is the escalating cost of living and the severe housing crisis in major Canadian cities.
1. Rising Cost of Living in Canada
The cost of living in Canada has risen sharply in recent years, making it harder for students to manage expenses.
Key factors driving up living costs:
- Inflation: Prices of groceries, transport, and utilities have increased significantly.
- Urban premiums: Cities like Toronto, Vancouver, and Calgary have higher costs compared to smaller towns.
- International student tuition: Universities charge much higher fees for foreign students compared to locals.
Average Monthly Expenses for Students (2025 estimates):
- Rent: CAD 900–1,800 (₹55,000–₹1,10,000)
- Food & groceries: CAD 300–500 (₹18,000–₹30,000)
- Transport: CAD 100–200 (₹6,000–₹12,000)
- Miscellaneous: CAD 200–300 (₹12,000–₹18,000)
2. The Canadian Housing Crisis
Finding affordable accommodation has become a nightmare for students in Canada.
Why housing is such a big issue:
- High demand, low supply: An increasing influx of international students and immigrants is putting pressure on housing.
- Skyrocketing rents: In some cities, rents have increased by over 20% in just one year.
- Bidding wars for rentals: Students often face competition with full-time working professionals for the same apartments.
- Unsuitable living conditions: Many students are forced to live in overcrowded, poorly maintained, or unsafe housing.
3. Impact on Indian Students
The housing crisis and rising living costs have several consequences for Indian students:
- Financial stress: Limited part-time work hours (20 per week) mean they can’t earn enough to cover high expenses.
- Long commutes: Affordable housing is often far from campus, leading to time and money lost in travel.
- Mental health challenges: The constant pressure of balancing studies, work, and housing struggles affects well-being.
4. Coping Strategies for Students
While the problem is systemic and needs government intervention, students can take certain steps to manage better:
- Start house-hunting early — even before arriving in Canada.
- Look beyond big cities — smaller towns may offer more affordable options.
- Share accommodations to split rent and utilities.
- Budget strictly and avoid unnecessary expenses.
- Use student housing services offered by universities.
5. The Bigger Picture
Experts warn that unless Canada addresses the housing supply shortage and controls rental inflation, international students will continue to face these hardships. This may also impact Canada’s reputation as a top study destination.
Conclusion
For Indian students, Canada still offers incredible academic and career opportunities. But the escalating cost of living and housing crisis are major roadblocks that require careful financial planning before making the move.
If you’re an aspiring student, understand the real costs, plan your budget, and explore accommodation options well in advance to avoid unpleasant surprises.
